Unprecedented rains that flooded parts of Louisiana and Florida caused at least 11 deaths and damaged an estimated 40,000 homes. Most homeowners in areas where a federal disaster has been declared do not have flood insurance.
FEMA said up to $33,000 will be allotted for those affected by the storm, but most payments are more likely to be between $9,000 and $10,000. FEMA grants will only be available in areas where flood insurance isn’t required.
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