Studies suggest utility, transportation expenses should figure into mortgage applications

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Recent studies strongly suggest a homeowner's utility expenses and transportation expenses can be meaningful determinants of delinquency, default, and prepayment.

May 22, 2013

Recent studies strongly suggest a homeowner's utility expenses and transportation expenses can be meaningful determinants of delinquency, default, and prepayment. A new study by University of North Carolina economists found 30 percent better loan performance for Energy Star houses, and another paper found better loan performance for houses in "location efficient" neighborhoods.

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July 2016

This Month in Professional Builder

Features

Two of the largest, most significant buyer groups are in different stages of life, yet are often drawn to similar features in a home. Here’s a look at those intersecting tastes—and how to maximize them.

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