“Good underwriting can satisfy both parties,” columnist argues

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November 03, 2014

New York Times contributor Peter J. Wallison argues that when federal regulators backed away from tougher mortgage underwriting standards, they risked causing the next housing crisis.
 
“If the government got out of the way, would sound underwriting standards come back? History suggests yes,” Wallison writes. He further argues that today’s policies clearly creates winners and losers: the real estate agents and home builders are the winners, while the borrowers of modest means are the losers.
 
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