Share of First-Time Buyers Higher Than Estimated

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December 08, 2014

According to HousingWire, a new index developed by the American Enterprise Institute (AEI) suggests that the share of mortgages going to first-time buyers is actually much higher than estimated by the NAR.
 
“Discussions about homeownership and credit availability are hampered when not grounded in good measurements of loan availability and risk, said Edward Pinto, co-director of the AEI. The institute inaugurated the First-Time Buyer Mortgage Share Index, the first time the national first-time buyer share has been calculated using a nearly complete dataset with minimal opportunity for sample error.
 
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