What Fannie’s and Freddie’s Fee Changes Mean to You

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April 22, 2015

The Federal Housing Finance Agency unveiled changes to the fees they charge to back mortgages and disclosed finalized capital requirements for private-mortgage insurers, Realtor.com reports.

The changes made included raising fees on loans for investment properties, mortgages with secondary financing, and cash-out refinances.

On the other hand, fees will go down slightly for some riskier borrowers who make smaller down payments or have lower credit scores.

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