President-elect Joe Biden’s $1.9 trillion stimulus plan includes an extension of the national eviction moratorium until September. Tens of millions of Americans faced possible eviction at the end of the month when the moratorium was set to expire. Both evictions and foreclosures will be barred until Sept. 30 under Biden’s plan, with the addition of funds set aside for at-risk families needing legal assistance. Biden also called on housing agencies to extend the deadline of applications for forbearance on federally-backed mortgages until the end of September.
Foreclosures were paused last spring early in the pandemic. The CARES Act included an eviction moratorium through late July 2020 that only applied to certain, federally-funded rental units. But last September, the Centers for Disease Control and Prevention issued a nationwide moratorium on evictions that covered the vast majority of renters nationwide.
The latter moratorium was set to expire at the end of December, but the stimulus package passed by Congress last month extended it until Jan. 31 of this year. Extending the national eviction moratorium even further was a priority for housing advocates, who have warned that the assistance provided by previous stimulus packages would not be enough to prevent a full-fledged housing crisis.