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While Not at June’s Levels, Consumer Credit Still Growing

Sept. 9, 2015

Consumer credit outstanding rose by a seasonally adjusted annual rate of 6.7 percent ($229.2 billion) in July — slower than June’s mark of 9.5 percent growth, according to the Federal Reserve Board (via NAHB).

Consumer credit outstanding is now at $3.45 trillion. The figure represents an increase in outstanding non-revolving consumer credit, including auto loans and student loans. Non-revolving credit grew by an adjusted rate of 7.0 percent in July.

Revolving credit outstanding (which includes credit card debt) grew by an adjusted annual rate of 5.7 percent ($51.8 billion) in July.

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