It costs a lot of money to live in the San Francisco Bay Area, so not surprisingly, people in the area’s two metros have proven to be financially fit.
NerdWallet conducted a study on the U.S. metros where residents are best at managing credit, debt, and housing costs. To determine a final score, the site examined credit scores, debt and delinquency, household income, individual income, and homeownership costs.
The San Jose-Sunnyvale-Santa Clara metro ranked first, with a median credit score of 755 and a median debt to median income rate of 12 percent. San Francisco-Oakland-Hayward ranked third. Other top 10 metros included Madison, Wisc., Minneapolis, Pittsburgh, and Boston.