RealtyTrac contributor Peter Miller picks through the words of FHFA director Mel Watt from his speech when he announced changes in mortgage regulations.
Who are the ‘lower wealth borrowers,’ and what does it mean to expand a ‘credit box?’ When it comes to the changes, Miller points out that it is not the 3 percent down payment that will be the change’s centerpiece. Instead, it’s the “behind-the-scene goodies for lenders that are expected to open the mortgage floodgates.”
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