These States Saw the Most Foreclosures in December

Foreclosure activity continued to climb at the end of 2025, with one in every 3,163 homes having a foreclosure filing in December. Some states, however, recorded more foreclosure activity than others

Jan. 23, 2026

Newark, N.J. city skyline from the water — New Jersey saw the most foreclosures in December, with one in every 1,734 housing units having a foreclosure filing.

Foreclosure activity crept up at the end of the year. According to property data provider ATTOM, one in every 3,163 homes in the U.S. had foreclosure filings nationwide in December, which is up 26% from the prior month and up 57% from the same month in 2024.

Foreclosure activity increased in 2025, reflecting a continued normalization of the housing market following several years of historically low levels. While filings, starts, and repossessions all rose compared to 2024, foreclosure activity remains well below pre-pandemic norms and a fraction of what we saw during the last housing crisis. The data suggests that today’s uptick is being driven more by market recalibration than widespread homeowner distress, with strong equity positions and more disciplined lending continuing to limit risk.
- Rob Barber, CEO at ATTOM

Which states had the most foreclosure filings?

The states with the most foreclosure filings were largely on the east coast, with New Jersey leading the way. There, one in every 1,734 housing units had a foreclosure filing in December, followed by South Carolina, which recorded one in every 1,917 housing units with a foreclosure filing. In Maryland, one in every 1,961 housing units had a foreclosure filing. In Delaware, one in every 2,044 housing units had a foreclosure filing, and in Florida, one in every 2,119 housing units had a foreclosure filing.