Graph shows FICO score distributions for new loans

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November 04, 2014

Business Insider provides a graph that shows most loans go to borrowers with a FICO score of more than 760.
 
This means that a slight uptick in the number of private loans doesn’t necessarily mean loans are more widely available. The increase is most likely coming from the jumbo mortgage market for loans above $417,000. In sum, buying a house without a perfect credit score is still really tough.
 
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