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What Fannie’s and Freddie’s Fee Changes Mean to You

April 22, 2015

The Federal Housing Finance Agency unveiled changes to the fees they charge to back mortgages and disclosed finalized capital requirements for private-mortgage insurers, Realtor.com reports.

The changes made included raising fees on loans for investment properties, mortgages with secondary financing, and cash-out refinances.

On the other hand, fees will go down slightly for some riskier borrowers who make smaller down payments or have lower credit scores.

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