This Is How American Families Are Financing Their Homes

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January 29, 2015

The NAHB shares its analysis of the most recent Census numbers to find the sources of financing for new single-family home sales.

During the 2002-2003 period, cash sales made up only 4 percent of purchases. In contrast, cash purchases made up 26 percent in December per NAR estimates. Conventional financing has expanded as the housing recovery continues. The market share of new-home sales for conventional financing was 62 percent in 2011, and preliminary estimates for 2014 show it has grown to 72 percent.

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