Most California Homeowners Are Unprepared for Major Earthquakes

By Peter Fabris, Contributing Editor | November 28, 2019
Earthquake-crack-in-pavement
Image by Angelo Giordano from Pixabay

In California, homeowners have to accept the fact that their property could be damaged by a major earthquake. An insurance executive says few are prepared to recover and rebuild after such an event.
 
Only about 10% of the Golden State’s homeowners have seismic insurance. The rest are dissuaded by the cost of premiums and high deductibles. Nevertheless, having some insurance is better than none, the insurance expert says.
 
Homeowners should also take steps to shore up their home’s structural elements. For instance, he suggests following standards set forth by the California Earthquake Authority and the earthquake brace and bolt program. These standards strengthen the structure and help to secure it from leaving the slab or piers.

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