How Do You Get a 3% Mortgage Rate? Startup Roam Has a Plan
The real estate portal exclusively showcases homes currently for sale with loans eligible to be assumable—often at much lower rates than today's mortgages
Mortgage Rates Continue Third Week of Downward Trend
Thanks to the continued drop in mortgage rates, mortgage applications are up, reaching their highest weekly pace in five weeks
The Fed Hits Pause on Rate Hikes, but Borrowing Costs Remain High
The Federal Reserve is expected to pause rate hikes, but buyers will continue to feel the sting of elevated borrowing costs for months to come
What's It Take to Qualify for a Mortgage in the Largest US Metros?
The minimum income needed to qualify for a typical mortgage on a median-priced home has risen higher than ever
Mortgage Delinquencies Up in September, Foreclosures Dip
While reporting shows an increase in early-stage delinquencies and seriously overdue loans, active foreclosures saw a decline
Down Payment Diversity: How Much Homebuyers Are Putting Down Across the US
See which metro areas have buyers making the largest—or smallest—down payments for a home
Financing
How Much Does It Cost to Afford a Home in the Most Expensive US Cities?
Buyers now need more income to purchase a home, particularly in these metros
Financing
Mortgage Delinquencies Up in September, Foreclosures Dip
While reporting shows an increase in early-stage delinquencies and seriously overdue loans, active foreclosures saw a decline
Housing Markets
Down Payment Diversity: How Much Homebuyers Are Putting Down Across the US
See which metro areas have buyers making the largest—or smallest—down payments for a home
Market Data + Trends
Could High Mortgage Rates Cause Home Prices to Drop in 2024?
Predicting the effects of rising mortgage rates on U.S. home prices in 2024
Housing Policy + Finance
FHA Eases Mortgage Qualifications by Allowing Rental Income From ADUs
The Federal Housing Administration now allows buyers to include rental income from accessory dwelling units in their mortgage applications
Financing
Adjustable-Rate Mortgages Surge as Fixed Mortgage Rates Peak
Homebuyers are turning to adjustable-rate mortgages as the average rate on the 30-year fixed mortgage reaches a two-decade high
Market Data + Trends
How Are Buyers and Sellers Feeling About the Housing Market?
Housing market sentiment is taking a turn amid rising mortgage rates and persistently high prices
Financing
Mortgage Demand Falls to Lowest Level Since 1996
Soaring mortgage rates are leading to a sharp drop in purchase applications
Market Data + Trends
Homebuyer Preferences Shift Amid Economic Changes
Buyer demand remains strong despite market headwinds, according to new data from the National Association of Realtors
Community Development
Nonprofit Receives $60M in Funding for Community Development and Education
Cinnaire's $60 million award will spur projects that support education, vocational training, and job opportunities in disinvested communities
