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Jumbo Loans Are Near 2008 Again

Originations of large jumbo loans that exceed the conforming limits set for Freddie Mac and Fannie Mae could hit a level this year that hasn’t been seen since the run up to the 2008 credit collapse.


What the Federal Reserve Chair Says About Current Inflation Rates

Inflation is “notably” up, according to Federal Reserve Chair Jerome H. Powell, but he notes it’s only a temporary spike. Powell told House…


Construction Excluded From New OSHA Standard

NAHB Policy Briefing | NAHB input on OSHA standard to protect workers from COVID-19; real estate values rise

Market Data + Trends

Home Sales Return Strong in May to the Industry's Surprise

In an unexpected turn, home sales came back strong in May after several months of relaxing sales. From April to May, pending home sales increased…

Housing Policy + Finance

FHA Will Change How Student Loan Debt Affects Eligibility

In order to assist more lower-income homebuyers and close the racial homeownership gap, the Federal Housing Administration (FHA) will change the…


If Time Really Was Money, Homes are 50% Cheaper Than in 1980

Could housing be more affordable today than 40 years ago when the median home price was $64,600? By analyzing affordability through the lens of “…


More Than Half of Buyers Now Put Down 20% or More

Buyers hoping to distinguish themselves amongst a pool of bidders are increasingly putting down more cash and waiving inspection and appraisal…

Market Data + Trends

Has the Housing Market Reached its Peak?

The housing market remains incredibly competitive compared to pre-pandemic times, but buyers have begun to pull back, slightly cooling the market…


Some Buyers Fear the End of Low Mortgage Rates is Here

Both mortgage rates and applications to refinance a home loan increased slightly last week, reversing course of previous trends. Rates for 30-year…


Mortgage Rates Drop, But Not Enough to Boost Mortgage Applications

Mortgage application volume, refinancing applications, and mortgage rates took a hit last week compared to the previous week, reports CNBC.…

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