A Look into the Cost-Effectiveness of Low-Down-Payment Loans

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Prospective buyers today have a variety of low-down-payment programs to choose from

February 09, 2015
A Look into the Cost-Effectiveness of Low-Down-Payment Loans

The New York Times looks into several programs that let prospective home buyers put less down.

Critics of Fannie and Freddie’s low-down-payment programs question whether borrowers’ having such small stakes in their homes will result into another rush of defaults, the New York Times report.

“[It] is important to know that the low-down-payment options now available are not synonymous with the subprime loans that proliferated during the housing bubble,” writes Tara Siegel Bernard, personal finance reporter for The New York Times.

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